Terms of Service

These terms govern the use of Goblin Finance between the operator and the users of the application.

Scope

These Terms of Service apply to the use of the Goblin Finance web application in the version made available at the time of use.

Service description

Goblin Finance provides tools for recording, evaluating, and visualizing personal financial data. Certain features, integrations, or analyses may be expanded, restricted, or changed at any time.

User accounts

A user account is required for certain functions. Users must keep their credentials confidential and report unauthorized access without undue delay.

User obligations

The application may only be used lawfully and within its intended purpose. In particular, misuse, security attacks, circumvention of technical safeguards, or entry of unlawful content is prohibited.

No financial or legal advice

Goblin Finance serves only to organize and visualize personal financial information. The application does not constitute financial, tax, investment, or legal advice.

Availability

There is no claim to uninterrupted availability at all times. Maintenance, security measures, technical failures, or ongoing development may lead to restrictions.

Liability

The operator is fully liable in cases of intent, gross negligence, and injury to life, body, or health. Otherwise, liability is limited to the breach of essential contractual obligations and to the typical foreseeable damage.

Termination

User accounts may be terminated or deleted subject to statutory retention obligations. In the event of serious or repeated violations of these terms, access may be limited or blocked.

Applicable law

The law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods, unless mandatory consumer protection rules provide otherwise.